Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth, financial situations change, rules change, mortgage interest rates change. The best place to start is with a pre-approval, so you know exactly how much buying power you have. I can help you with that.
Frequently Asked Questions
What is a mortgage pre-approval?
A mortgage pre-approval is available, and recommended for anyone considering a home purchase in the future. A pre-approval is one of the first steps in the planning process to buy a home. During a pre-approval:
- Your income will be reviewed and verified,
- Down payment options will be reviewed,
- Your credit will be checked to confirm that there will be no credit surprises when you are ready to buy,
- Your budget for a new home will be reviewed.